Use Your Home Equity to Get the Cash You Need
How Nada's HEA Works
We Provide Cash Today for a Share of Your Home's Future Value
Get Cash Upfront
Access your home's equity in a lump sum.
Stay in Your Home
Stay in your home – No need to move or sell.
No Monthly Payments
Unlike loans or HELOCs, there's nothing to repay monthly.
Share in Future Appreciation
When you sell or refinance, Nada shares in the home's value.
Use Cases
Your home equity is an asset—unlock it
without taking on debt
Upgrade Your Home
Use your equity to remodel, add a pool, or make energy-efficient upgrades
Eliminate High-Interest Debt
Escape the cycle of rising credit card or personal loan payments
Plan for Retirement
Supplement your income, cover healthcare expenses, or enjoy financial freedom
Invest in Your Future
Use your home's value to fund a new business, buy an investment property, or grow your wealth.
Stay Flexible
Buy back your equity anytime or sell on your own timeline—Nada works with your long-term plans.
Hear it for yourself...
Homeshares helped me invest in myself and open my own business.
Hear it for yourself...
I had a great outcome, paid off my debt!
Hear it for yourself...
The process was just fine. Easy and smooth.
Hear it for yourself...
Thank you so much! You've been great through this and this is really helpful to my family right now. Great experience!
Hear it for yourself...
This literally saved my life! Nobody else would let us use the funds to pay for repairs, but you. Broderic is THE BEST! He even helped us find quotes and contractors that would work with us.
How Nada Stands Out
We partner with you throughout your
homeownership journey
We Share in the Value of Your Home
At Nada, we're invested in your home's future. Whether your home appreciates or depreciates, we share in the outcome. Our goals align with yours, ensuring we support you through the ups and downs of homeownership.
Low Fees,
No Surprises
We believe in transparency. That's why Nada offers some of the lowest fees in the industry—no hidden costs, no interest, and no monthly payments. We're here to help you keep more of your home's value.
Refinance or
Sell with Nada
When you're ready, Nada offers flexible exit options. You can refinance or sell your home with Nada, where we're focused on maximizing your sale price to get the best return.
How Much Does an HEA Cost?
Cash Amount
Monthly Payment
Interest Rate
No Income Requirement
No Age Requirement
Minimum FICO
$50K
$0
0.0%
500
Credit Card
$50K
$1,508
24.2%
620
Personal Loan
$50K
$1,365
21.5%
620
HELOC
$50K
$568
12.5%
620
Reverse Mortgage
$50K
$0
7.9%
500
*This chart is meant to provide general or average costs per financial product. Interest rates are subject to change and are dependent on credit worthiness and market conditions. Average interest rates are sourced from published rates on Bankrate. Information updated on 4/1/2025.
Transparency
© 2025 Nada Holdings, Inc. and/or its affiliates. All rights reserved. Nada is a registered service mark of Nada Holdings, Inc.
Nada Realty is a licensed Texas Real Estate LLC Brokerage TREC# 9007703. TREC: Information About Brokerage Services | Consumer Protection Notice.
Nada Loans is a licensed Mortgage Company NMLS# 1993600. NMLS Consumer Access.
Nada Loans LLC, NMLS #1993600 currently offers HEAs in the State of Washington NMLS Consumer Access
*The funding timeline may vary and starts once the homeowner submits a completed application along with all required documents, which must be received and verified. The estimated timeframe does not include weekends and is based on the assumption that there are no undisclosed liens, a virtual appraisal using an automated valuation model (AVM) is utilized, and the homeowner has remained current on their mortgage and property tax obligations.