In exchange for the upfront cash paid to you, an investor is granted an interest in the home's future appreciation as a co-investor. This means that the investor will share in any increase in the value of your home over time. As your property's market value rises, so too does the investor's stake in that appreciation. This partnership allows you to access funds immediately without the burden of monthly payments, while the investor benefits from potential future gains when the property is sold or refinanced. Essentially, you are not only receiving cash to use as you see fit, but you are also entering into a mutually beneficial agreement that aligns both your financial goals and those of the investor.

Home valuations are determined by using 3rd party automated tools, which analyze various factors such as recent sales of comparable properties, market trends, and property characteristics to provide an estimated value. These automated valuation models (AVMs) leverage extensive databases and algorithms to offer quick and cost-effective assessments of property worth. However, in certain situations where a more precise valuation is required—such as for a mortgage refinance, or when significant renovations have occurred—clients may opt to pay for appraisals through a 3rd party appraisal management company.

Currently there are 3 ways to pay Nada’s lien off:

• Refinance into a traditional mortgage.
• Payoff in cash, either by selling the home or with cash on hand.
• Obtain a new Homeshare with another 10-year term.